**Incumbent Democrat Alma Adams faces Republican Jack Codiga in North Carolina’s 12th district on November 3, 2026.** The district, centered on Charlotte in Mecklenburg County, carries a strong Democratic lean reflected in 2024 results exceeding D+45 and consistent partisan voting index ratings. Adams secured the Democratic nomination with nearly 79% in the March primary, while Codiga won the Republican primary with 67%; both campaigns have seen limited recent activity or outside spending that would alter baseline expectations. Fundraising heavily favors Adams, and all major forecasters rate the seat Solid or Safe Democratic. With the election two days away and no late developments shifting turnout or voter coalitions, trader consensus in the margin buckets centers on a substantial Democratic victory consistent with the district’s structural partisan makeup and historical margins. Early voting patterns and national midterm environment could still produce modest variation within the favored range.