**Recent Miami housing data points to modest price resilience amid elevated mortgage rates near 7.2% and softening overall sales volume.** Single-family median sale prices in Miami-Dade rose 3–4% year over year to roughly $680K–$692K through September 2026, while condo medians held near $417K with some softness. Tight single-family inventory (around 5 months’ supply) and record luxury transactions above $10M continue to underpin values, yet higher financing costs and buyer negotiating leverage in the broader market limit upside. Zillow and Redfin indices reflect similar trends, with Miami typical values up modestly on the year but facing seasonal and affordability headwinds into year-end. Trader consensus in the $830K–$851K band aligns with this path of contained appreciation through December 31.